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OJK Releases iDebKu Application to Check Customer Credit History, Here are 4 Advantages

OJK Releases iDebKu Application to Check Customer Credit History, Here are 4 Advantages

andrianus.my.id -  The Financial Services Authority (OJK) has officially launched the iDebKu application. This is a platform for financial service institutions and customers to check the Financial Information Service System (SLIK).

SLIK stores debtor information or also known as “iDeb” which contains a history of credit and/or financing of a debtor. iDeb is one of the important information in the process of granting credit or financing.

The data from the iDeb can be used by bank and non-bank financial service institutions in making decisions on the process of granting credit or financing to debtors.

Chief Executive of Banking Supervision Dian Ediana Rae said, SLIK is an information system whose management is under the responsibility of OJK which aims to support the implementation of supervisory duties and information services in the financial sector.

"SLIK is one of OJK's efforts to make the financial system in Indonesia more integrity, able to provide services to the wider community so that they can benefit from and have more confidence in the Indonesian financial industry, as well as part of consumer protection," said Dian at the launch of iDebKu, Tuesday (4 /11).

Previously, the debtor information exchange information system was managed by Bank Indonesia (BI) under the name Debtor Information System (SID) or known as BI Checking. With the transfer of banking supervision authority from BI to OJK, SID was replaced with SLIK managed by OJK.

Dian said that there are four advantages of the iDebKu application. First, improve the quality of services for providing debtor information to the public quickly, easily and safely.

Second, improve the efficiency and effectiveness of the process of providing information services for OJK internally by integrating with SLIK and in the future it will be integrated with Dukcapil.

Third, minimize the potential for human error through service process automation. Fourth, providing debtor information services to the public in an integrated manner between the Head Office, Regional Offices and OJK Offices in one application.

Going forward, Dian said, with the iDebKu application, it is hoped that public access to debtor information will become easier and debtor information services by OJK can be carried out in an integrated and integrated manner between the Head Office and KR/KOJK in one application.

"In addition, OJK will continue to improve the quality and capacity of providing debtor information services to the public so that it can be faster, easier and safer." he concluded.

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